Amber Finance Documentation
Welcome to Amber Finance, the premier Bitcoin-native yield platform in the Cosmos ecosystem. Built on Neutron and powered by the audited Mars Protocol smart contracts , Amber enables sustainable Bitcoin yield strategies through a combination of depositing, looping, swapping, and composable DeFi infrastructure.
Whether you’re a passive Bitcoin holder or an active DeFi strategist, Amber provides a streamlined way to earn, manage, and deploy your assets with confidence, all through Bitcoin-Related Tokens (BRT).
Quick Start Guide
Get started in 3 simple steps:
- Connect Wallet → Use Keplr, Leap, or any Cosmos wallet
- Deposit BRTs → Choose from eBTC, LBTC, solvBTC, and more
- Start Earning → Earn yields immediately from staking + points campaigns
What you’ll need:
- A Cosmos-compatible wallet (Keplr recommended)
- Some NTRN tokens for gas fees (~$0.01 per transaction)
- Bitcoin-related tokens (BRTs) to deposit
Documentation Roadmap
| Experience Level | Start Here | Next Steps |
|---|---|---|
| Beginner | Getting Started | Depositing Guide |
| Intermediate | Points Campaigns | Swapping BRTs |
| Advanced | Looping Strategies | Risk Management |
What is Amber Finance?
Amber Finance is a decentralized finance (DeFi) platform focused on unlocking yield for Bitcoin holders using Bitcoin-Related Tokens (BRTs). These include tokenized or staked representations of BTC that can be used in DeFi without sacrificing exposure to Bitcoin itself.
What Amber Enables
- Leveraged Yield Generation through underlying staking mechanisms
- Leveraged Points Farming with Mars Fragments and Neutron Points
- Transparent and On-Chain Leverage including looping strategies with up to 10x leverage
- Seamless Asset Swaps across supported BRTs with minimal slippage
Governance & Transparency
Amber Finance operates under a Multisig DAO on Neutron , where community members can view treasury holdings and transactions transparently on-chain.
Note: All revenue generated by Amber Finance contributes to the Mars Protocol Foundation (MPF) , aligning incentives with the broader Mars ecosystem.
What are Bitcoin-Related Tokens (BRTs)?
Bitcoin-Related Tokens (BRTs) are tokenized representations of Bitcoin that enable BTC holders to participate in DeFi activities while maintaining exposure to Bitcoin’s price movements. These tokens bridge the gap between Bitcoin’s store-of-value properties and the yield-generating opportunities available in decentralized finance.
Key Characteristics of BRTs
Bitcoin Exposure: Each BRT maintains a 1:1 or near 1:1 relationship with Bitcoin’s price, ensuring holders retain their BTC exposure.
DeFi Compatibility: Unlike native Bitcoin, BRTs can be easily integrated into DeFi protocols for lending, borrowing, yield farming, and other financial activities.
Cross-Chain Functionality: Many BRTs operate across multiple blockchain networks, enabling seamless movement between different DeFi ecosystems.
Backed by Real Bitcoin: Most BRTs are backed by actual Bitcoin reserves, providing intrinsic value and reducing counterparty risk.
How BRTs Work
- Tokenization Process: Bitcoin is locked in a secure vault or staking mechanism
- Token Generation: An equivalent amount of BRT tokens are minted and distributed
- DeFi Integration: These tokens can then be used across various DeFi protocols
- Redemption: BRTs can typically be redeemed for the underlying Bitcoin (subject to protocol rules)
Why BRTs Matter for DeFi
- Capital Efficiency: Bitcoin holders can earn yield without selling their BTC
- Risk Management: Diversified exposure across multiple Bitcoin-related protocols
- Liquidity: Enhanced trading and lending opportunities for Bitcoin assets
- Innovation: Enables new financial products and strategies for Bitcoin holders
Amber Finance aggregates these various BRTs, allowing users to access the best yield opportunities across the entire Bitcoin DeFi ecosystem through a single, unified platform.
Core Use Cases on Amber
Deposit & Earn
- Put your BRTs to work immediately without lockups or complex processes
- Start earning yield from day one
Yield Generation
Leverage & Looping Strategies
Amplify your returns using pre-configured strategies, including looping, where BRTs are repeatedly deposited and borrowed to maximize capital efficiency. With LTV ratios up to 90%, Amber enables up to 10x leverage on your positions.
Supported BRTs
Amber currently supports a growing range of BRTs, each representing BTC exposure in different forms:
| Logo | Symbol | Protocol |
|---|---|---|
 | eBTC | Ether.fi |
 | LBTC | Lombard Finance |
 | maxBTC | Structured |
 | solvBTC | Solv Protocol |
 | uniBTC | Bedrock |
 | wBTC | Eureka Bridge |
*APY rates are approximate and subject to change. Total APY includes staking rewards + points campaigns.
Explore Amber
Getting Started
- User Guides - Complete walkthrough of all features
- Strategy Guide - Advanced strategies and yield optimization
Technical Resources
- Smart Contracts - Smart contract documentation and queries
- Risk Management - Risk assessment and safety measures
Governance & Legal
User Guides
- Getting Started - Complete walkthrough for beginners
- Depositing BRTs - How to deposit and earn yields
- Points Campaigns - Earn additional rewards
- Swapping BRTs - Trade between Bitcoin assets
- Looping Strategies - Advanced yield amplification
Technical Resources
- Smart Contracts - Contract addresses and queries
- FAQ - Common questions and troubleshooting
- Risk Management - Understanding risks and safety
Governance & Legal
- Governance - How Amber Finance is managed
- Legal - Terms of service and privacy policy
- Team - Meet the Amber Finance contributors
Resources
- Brand Kit - Amber Finance brand assets
- Collaborative Editing - Contribute to documentation
Security & Risk
- Battle-tested contracts with extensive audits by Oak Security and Halborn
- Diversified risk exposure across multiple BRT protocols
- Transparent fee structures with no hidden costs
- Isolated market architecture to reduce contagion risk
Important Risk Notice
Amber Finance operates with NO risk management framework.
- High leverage exposure - up to 10x leverage amplifies both gains and losses
- Interest rate risk - borrowing rates can spike under high utilization
- Protocol risk - exposure to underlying BRT protocol risks
Users must understand that they can lose their entire deposited funds. Please read the Terms of Service carefully before using Amber Finance.
Why Choose Amber?
- Built on audited Mars Protocol smart contracts
- Runs natively on Neutron, leveraging Cosmos IBC infrastructure
- Designed for Bitcoin-native DeFi participation
- Offers transparent and dynamic risk controls through health factor mechanisms
- Supports advanced yield tactics like looping for enhanced returns
- Aggregates real yield across multiple decentralized Bitcoin-related protocols
- Backed by on-chain governance via the Amber Finance Multisig DAO on Neutron
- Pay gas fees with all supported BRTs (alternatively to regular Neutron gas tokens)
Amber Finance makes it easy to put your Bitcoin-related assets to work; transparently, efficiently, and on your terms.